Functional Skills

Project Management
Financial Due Diligence
Forecasting / Projections
Collateral Development
Industry Expertise

Software Skills

Microsoft Excel
Microsoft Office
Microsoft PowerPoint
Microsoft Word

Certifications

CFECertified Fraud Examiner

Sector Experience

Financial Services
Real Estate
28
years

Years of Experience

11/21

Member Since


Experience

 
Cove Holdings, LLC (Bank in Organization) Management Consulting
President
12/2020 - Present
Manage and direct the creation of a new bank (de novo) in Huntsville, Alabama.

Indepdentdent Banking Consultant Management Consulting
Consultant
01/2020 - Present
Provide risk assessments, loan reviews, due diligence, CECL methodology advisement, Safety & Soundness enforcement action resolution, and other banking-specific consulting services to clients.

Federal Deposit Insurance Corporation (FDIC) Management Consulting
Bank Examiner
09/2009 - 01/2020
Commissioned Bank Examiner, Subject Matter Expert (SME) in Appraisals and Collateral Evaluations, Certified Fraud Examiner; led examination teams to assess the financial conditional of the institution. Duties included loan review, appraisal program assessment, asset quality review, interest rate risk (IRR) assessment, liquidity management assessment, Contingency Funding Planning (CFP), Bank Secrecy Act (BSA) compliance, Call Reporting, and other duties commensurate with the role.

BancorpSouth Finance
Vice President of Commerical & Industrial Banking
12/2007 - 12/2009
Solicit, underwrite, originate, and maintain commercial and industrial credits, primarily to larger or industrial companies in the Nashville, Tennesse market.

Wachovia (Acquired by Wells Fargo) Finance
Vice President of Commercial Banking
05/2006 - 09/2007
Solicit, underwrite, originate, and maintain commercial and industrial credits, primarily to larger or industrial companies in the Nashville, Tennesse market.

SunTrust Bank (Now Truist) Finance
Portfolio Manager and Investment Banking Analyst - Healthcare Division
09/2004 - 05/2006
Worked with a portfolio team to underwrite, analyze, and manage complex syndicated national credits.

Regions Bank Finance
AVP - Community Lender
07/1999 - 09/2004
Solicit, manage, underwrite, and maintain business relationships in North Alabama. Perform in-house appriasals and review commercial appraisals received by other lenders throughout the territory.

AmSouth Bank (Acquired by Regions Bank) Finance
Branch Manager
04/1996 - 07/1999
Manage a retail branch in Decatur, Alabama.