Functional Skills
Project Management
Financial Due Diligence
Forecasting / Projections
Collateral Development
Industry Expertise
Software Skills
Microsoft Excel
Microsoft Office
Microsoft PowerPoint
Microsoft Word
Certifications
CFECertified Fraud Examiner
Sector Experience
Financial Services
Real Estate
Experience
Cove Holdings, LLC (Bank in Organization)
Management Consulting
President
12/2020 - Present
Manage and direct the creation of a new bank (de novo) in Huntsville, Alabama.
Indepdentdent Banking Consultant
Management Consulting
Consultant
1/2020 - Present
Provide risk assessments, loan reviews, due diligence, CECL methodology advisement, Safety & Soundness enforcement action resolution, and other banking-specific consulting services to clients.
Federal Deposit Insurance Corporation (FDIC)
Management Consulting
Bank Examiner
9/2009 - 1/2020
Commissioned Bank Examiner, Subject Matter Expert (SME) in Appraisals and Collateral Evaluations, Certified Fraud Examiner; led examination teams to assess the financial conditional of the institution. Duties included loan review, appraisal program assessment, asset quality review, interest rate risk (IRR) assessment, liquidity management assessment, Contingency Funding Planning (CFP), Bank Secrecy Act (BSA) compliance, Call Reporting, and other duties commensurate with the role.
BancorpSouth
Finance
Vice President of Commerical & Industrial Banking
12/2007 - 12/2009
Solicit, underwrite, originate, and maintain commercial and industrial credits, primarily to larger or industrial companies in the Nashville, Tennesse market.
Wachovia (Acquired by Wells Fargo)
Finance
Vice President of Commercial Banking
5/2006 - 9/2007
Solicit, underwrite, originate, and maintain commercial and industrial credits, primarily to larger or industrial companies in the Nashville, Tennesse market.
SunTrust Bank (Now Truist)
Finance
Portfolio Manager and Investment Banking Analyst - Healthcare Division
9/2004 - 5/2006
Worked with a portfolio team to underwrite, analyze, and manage complex syndicated national credits.
Regions Bank
Finance
AVP - Community Lender
7/1999 - 9/2004
Solicit, manage, underwrite, and maintain business relationships in North Alabama. Perform in-house appriasals and review commercial appraisals received by other lenders throughout the territory.
AmSouth Bank (Acquired by Regions Bank)
Finance
Branch Manager
4/1996 - 7/1999
Manage a retail branch in Decatur, Alabama.